Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
April 2025
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier5.985.99
– Principal-and-interest5.955.93
– Interest-only6.736.70
Investment6.266.20
– Principal-and-interest6.206.13
– Interest-only6.426.31
Business (Table F7)
Small business7.266.87
Medium business5.995.84
Large business5.525.14

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.